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Todd Smith, CFP®, ChFC®,CLTC®, CTM®

Providing financial planning services in Colorado Springs, Denver and nationally

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Level 5 Financial Todd Smith, CFP®, ChFC®,CLTC®, CTM®
Colorado Springs, CO

Serving Clients Nationwide

Providing financial planning services in Colorado Springs, Denver and nationally

(719) 323-1240

Website

Areas of Focus

  • Capital Gains
  • Choosing a Financial Advisor
  • Estate Planning
  • Financial Life Planning
  • High Net Worth
  • Inherited Wealth
  • Investing
  • Investment Management
  • Loss of Spouse or Partner
  • Money Psychology
  • Owning a Business
  • Retirement Planning
  • Setting Up Retirement Accounts
  • Socially Responsible Investing
  • Taxes
  • Travel
  • Women & Wealth

About Me

Hi, I'm Todd Smith. At the end of the day, we all want to live lives full of meaning, abundance, adventure, and fulfillment. Money and wealth are really just a form of energy – a store of value we trade for those qualities. Your business and wealth are one of the main energy sources in your life; you need a holistic approach to protect and grow that energy.

What I do goes beyond just investments or financial planning. I enable you to take a holistic approach to your financial planning. As a Virtual Family Office, we can provide you with advice and solutions in every area of your personal and business life.

I will be your proactive, one-stop resource for tax planning and mitigation, tax optimize retirement planning, and business valuation and exit planning.

If you’re a CPA or tax professional, Real Estate Agent, or Law firm, my team has 40 years of experience and resources that can help support your firm's goals and professional profile. We assist professionals by helping them be more holistic with the expertise to rival the largest regional firms. We accomplish this by using tax mitigation planning for your clients and I specialize in helping partners craft plans to support their client’s objectives.

For business owners, our Virtual Family Office covers every aspect of business financial planning from retirement to insurance, tax reduction strategies, and business valuation to exit planning. I would be honored to be your proactive financial advisor that can be your guide through every circumstance. We will give you clarity, control, and peace of mind surrounding your professional finances.

Outside of the office, I am an avid reader, runner, and enjoyer of the Colorado wilderness. In fact, I am currently training for an upcoming marathon. I have a wonderful wife, a 13-year-old son, and a pyrenes/lab named Cooper.

There is nothing more important than how you invest your energy. Let me and my team guide you toward a path of freedom, understanding, and control so that you can always be assured that your financial plan is working for you.

Professional Designations

  • Certification in Long-Term Care (CLTC)
  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Chartered Financial Consultant (ChFC)

Affiliations

  • Financial Planning Association

Primary Location

102 S. Tejon Street, Suite 1100 Colorado Springs, CO 80903

Additional Locations

📍 1755 Telstar Drive, Suite 300 Colorado Springs, CO 80919

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Advice-Only
  • Commissions
  • Fee Based
  • Flat Fee
  • Hourly Rate
  • One-time Financial Plan
  • Package Offers
  • Percentage of Assets Managed
  • Percentage of Income
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to call us or complete the brief form and request a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About our Firm

Level 5 Financial was founded upon the premise that quality, objective, and credentialed financial advice should be available to everyone regardless of financial status, age, investable assets, or station in life. Our mission is to empower clients, especially young(ish) professionals, families and business owners to achieve their most valued life goals through a dynamic and holistic financial planning process.

Our vision is to enrich the lives of our clients, change the financial readiness of our country, and to have a positive impact on our community, profession and workplace.

WHAT WE STAND FOR:

✅ We pledge to place our clients’ interests above all else. We are a fiduciary to you.

✅ We seek to instill peace of mind through the financial planning process and by providing unparalleled advice.

✅ We strive to communicate frequently and proactively in a manner that allows clients to understand their situation, our advice, and rationale behind our advice. We constantly explore and adopt new technology to foster collaboration and enhance the client experience.

✅ We seek to make our community a better place to live by maintaining the highest ethical and moral standards in conducting our business, running a “green”, ecofriendly business, and being active, individually and as a company, in community activities.

✅ We strive to improve our profession through conscientious and quality business practices, involvement in our professional societies and meetings, and an unmatched reputation for quality and professionalism among our peers.

Level 5 Financial is an independent financial planning, coaching, and investment management firm. We are not associated with a bank or brokerage firm and act as a fiduciary. As such, we put in writing that we honor our fiduciary obligations to you as our client first and foremost. We think this is important because, unfortunately, this is not consistent across the financial industry.

Education

Hamilton College, Bachelor's degree, Government and Economics

Badges

Hobbies and Interests

  • Family
  • Hiking
  • Reading
  • Running

SEC Lookup

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Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Entrepreneurs
  • Gen X
  • Real Estate Agents

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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