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Richard Cooke, CFP®

Helping millennial travelers find the balance between vacation and vocation.

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2Point0 Financial Richard Cooke, CFP®
Fishers, IN

Serving Clients Nationwide

Helping millennial travelers find the balance between vacation and vocation.

Rated 5.0 out of 5
14 Certified Advisor Reviews™
Rate this Advisor

(317) 576-3801

Website

Areas of Focus

  • Buying a House
  • Cash Flow
  • Financial Life Planning
  • Student Loan Advising
  • Travel

About Me

Hi, I’m Riki Cooke, CFP®, the financial planner behind 2Point0 Financial. A lot of people decide to work with me because they relate to my story.

Check out my brief introduction video below, if my story resonates with you, let’s schedule a time to chat!

➕ About Richard (Riki) Cooke

Richard Cooke began his career in financial services in 2014.

In 2019, after paying off his student loans, Richard and his wife, Ellie, decided to take a sabbatical. They spent the year traveling to 23 countries on 4 continents while soul-searching about their future. During this time, Richard rediscovered his enthusiasm for financial planning and directed his focus to choosing passion over paycheck. Ultimately, this led him to establish an independent firm, 2Point0 Financial, where he could concentrate on providing affordable and trusted financial advice to travel-loving millennials.

When not working, Richard spends his time planning his next trip! His goal is to visit 40 states and 40 countries by the time he turns 40.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Certified Student Loan Professional (CSLP)
  • Chartered Retirement Planning Counselor (CRPC)

Affiliations

  • Fee Only Network
  • XY Planning Network

Primary Location

Fishers, in

Video

Meeting Options

  • Video Conference
Book Intro Call

Compensation Methods

  • Fee Only
  • One-time Financial Plan
  • Percentage of Assets Managed
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call. This is an industry that should be built on trust and relationships. Before we dig into the financial stuff, I believe it’s crucial for us to get to know each other on a personal level to determine if there’s a strong personality match. I look forward to speaking with you.

Offers Investment Management

Yes

About our Firm

The 2Point0 Financial Roadmap is our signature planning process that makes working with a financial planner as easy and pain-free as possible.

✅ STEP ONE: Intro Meeting

This is an industry that should be built on trust and relationships. Before we dig into the financial stuff, I believe it’s crucial for us to get to know each other on a personal level to determine if there’s a strong personality match.

✅ STEP TWO: Discovery

We take our time to really explore your values and relationship with money. It’s important that we use your values to guide your goals. Ultimately, a financial planner’s job is to help clients align their use of capital (time, energy, and money) with the things that are most important to them.

✅ STEP THREE: Cash Flow Meeting

The word “budget” sounds too restrictive, so we use the term “cash flow.” Cash flow is the lifeblood of your financial plan, but it doesn’t have to be confining. We just want to make sure that you are spending in the areas that are most important to you and limiting spending in the areas that aren’t important to you.

✅ STEP FOUR: Financial Analysis

Now that we have a clearer view of what’s most important to you and your goals, we need to determine where you are today and if we’re heading in the right direction toward those goals. We will use high-tech financial planning software and my favorite financial calculator to run a bunch of scenarios to help us figure that out.

✅ STEP FIVE: Plan Implementation (aka The One-Page Financial Plan)

I’m happy to give you the pile of charts and jargon that comes from our financial analysis, but I’ve found most people prefer our one-page financial plan. We will review your financial plan together and it will be written in plain English with clearly defined steps and observations

✅ STEP SIX: Ongoing Financial Planning

No one has the stamina to implement a financial plan in one sitting (not even me!) So, we are very strategic about how and when we meet throughout the year. We will have four scheduled meetings every year. Of course, I’m always available if you need anything between those scheduled meetings.

I’m going to have no more than 50 clients, which means I get to spend more time with you!

Education

Tiffin University, Bachelor's degree, Forensic Psychology

Hobbies and Interests

  • Camping
  • Traveling

SEC Lookup

View Disclosure

Who We Serve

  • College Graduates
  • Couples
  • Dual Income Family
  • Gen Y / Millennials
  • Newly Engaged / Newlywed
  • Travel Lovers
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Dec 9, 2023
I can't say enough about 2Point0 Financial. Richard is truly an outlier among financial advisors. He places his clients first and is always focused on making sure they are taken care of. Having used other financial advisors, the difference with 2Point0 was immediately clear. The account setup could not have been simpler, and the app they use is great. I am happy to have a financial advisor that I trust to manage my accounts.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Trevor Hale
Trevor Hale

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Nov 26, 2023
Riki has been a friend for over ten years. He’s one of the very best when it comes to professionalism and I know I’m getting the service I deserve when it comes to handling my finances and my future.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Corey Ryan Jiu-Jitsu
Corey Ryan Jiu-Jitsu

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Nov 21, 2023
My fiance and I have been working with Riki for a few months now. My fiance was the one who was a bit doubtful that we even needed a financial planner, but after our first session, he changed his mind. Riki helped us identify larger goals for our money and how we can best plan for our future together--and how best to combine finances in a way that made us both comfortable. We particularly appreciate his ideas about retirement and sabbaticals that are less "traditional" than the linear retirement plan. It's been so helpful to see money as a tool and less as a stressor.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Abbey Becker
Abbey Becker

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Nov 21, 2023
Riki has been advising our family for more than a year, and we couldn't be more impressed by his professionalism, depth of knowledge and willingness to research new and innovative ways for us to manage our money. His approach to finance is values-based, which we really appreciate. He gets to know us personally which informs his advice and gives us a holistic look at our relationship to money, our goals and our future. He's super communicative, which is essential in any advisor!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Eric Clayton
Eric Clayton

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Nov 21, 2023
If you're in need of a financial planner, Riki Cooke is your guy! Riki is in this business because it's his passion. He's very vested in his clients and is always looking for avenues to better your investments. We would highly recommend Riki!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Lisa Jenne
Lisa Jenne

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Nov 20, 2023
Wanting to ensure our financial decisions were the best in the long run, we hired Riki. He is extremely knowledgeable, honest, upbeat, and VERY reliable. He has broadened our horizons and put our worries at ease about our future. He's great and we recommend him to anyone looking for a FP.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Camellia Reyes
Camellia Reyes

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Mar 7, 2023
You’re not just getting a financial planner with joining Riki’s team. You’re getting a piece of mind. It’s such a huge relief knowing that there’s someone so qualified out there to reach out to at any time. He puts your BEST interests first and makes you a priority. From his personalized video messages every quarter on things relevant to you; to his ability to break things down to a level where a simple minds (such as mine) can understand. I’ve never been so confident and assured about finances and my own personal money goals as I have been with Riki by my side. One of the first meetings I had with him he made the comment that “anything with a dollar sign in front of it I can help you out with.” And I’ve learned over time that this is the most accurate depiction of his services. My only regret is not starting sooner! Riki is the man!!!!! If I could give more than 5 stars I would.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for keith peterson
keith peterson

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Oct 6, 2022
I’ve been working with Richard for almost a year after previously working with a larger financial advising firm for 15+ years. The biggest reason for switching to 2Point0 is that Richard takes a genuine interest in your life goals and is able to create a solid financial plan to help you achieve them. He also takes a 360° approach to financial planning by looking at all aspects of your life. Recently, Richard has been very helpful in navigating new policies regarding federal student loans and making sure I’ve covered all my bases. If you’re looking for someone who will take a holistic approach to financial advising, Richard at 2Point0 is the way to go!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Danielle Hinckley
Danielle Hinckley

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Apr 11, 2022
Richard is very knowledgeable and provides great service. I would highly recommend.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Sarah Russell Goddard
Sarah Russell Goddard

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Mar 23, 2022
Richard is one of the most down to earth people I've ever had the pleasure of working with. The only thing bigger than your retirement fund will be after working with him is his decency.
Relationship to Financial Advisor: Former Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Andy Moore
Andy Moore

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Feb 7, 2022
Working with Richard has been the best financial decision my wife and I have made! He's been very helpful in setting and orienting our finances based on our needs and is always available if we have questions. I can't recommend him enough!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Pierre Fortier
Pierre Fortier

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Feb 7, 2022
Working with Richard has been the best financial decision my wife and I have made! He's been very helpful in setting and orienting our finances based on our needs and is always available if we have questions. I can't recommend him enough!
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Pierre Fortier
Pierre Fortier

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Jan 15, 2022
Richard is very friendly and engaging while getting to know you and what your dreams and goals are. He answers questions and gives suggestions but never tries to push into a decision. He really is in this business to help you accomplish your plans using his experience and guidance because he loves helping people. I really recommend meeting with Richard and see for yourself what I’m talking about :-) Jill Murray
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jill Murray
Jill Murray

5 Stars

✅ Wealthtender Certified Advisor Review™
Rated 5.0 out of 5
Jan 12, 2022
I've worked with Richard for a few years now, and I couldn't be happier. He always puts the client first, and he makes sure that he fully understands your goals when building your plan. He is always available when you have questions, and he listens and makes you feel valued regardless of how large your account is. The pricing is incredibly reasonable when comparing to other advisors, especially when you consider how he provides a level of service above and beyond what you might experience with a bigger company.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Alex Weaver
Alex Weaver
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