Areas of Focus
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Financial Life Planning
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Insurance
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Investment Management
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Retirement Planning
About Me
“Being able to help people find peace of mind about their money and reach their goals and dreams is what drives me.”
Cleve Gantt, CFP® holds an undergraduate degree in General Business from Auburn University and a Master’s of Science in Community Counseling from the University of South Alabama. Cleve chose to become one of a select group of planners who have met the rigorous requirements necessary to call themselves Certified Financial Planner™ professionals. Certified Financial Planner™ professionals are qualified to help people with their investments, solve financial problems, and make a plan to achieve their goals.
Cleve’s early career included managing Healthcare at Home, a full service home medical equipment company in Mobile, Alabama. As a result of family experiences and his experiences at Healthcare at Home, Cleve has worked extensively helping people protect themselves from the risk of long-term care expenses. After working with thousands of people to help them manage their long-term care risk, Cleve also saw a need for independent, objective financial planning and investment advice, leading Cleve to form Gantt Financial Advisors, LLC, a Registered Investment Advisor in the state of Alabama.
Cleve is a native of Baldwin County, and lives in Spanish Fort, Alabama. Cleve is an active member of his church where he has served in a number of capacities, including providing pro bono financial counseling through the Hope Center. Cleve is a member of the Gulf States Financial Planning Association where he serves on the Board of Directors. Cleve is a member of the Estate Planning Council of Mobile where he serves on the Board of Directors. He is also a member of the Rotary Club of Daphne-Spanish Fort where he is past President and a Paul Harris Fellow. Cleve has served on the Board of Directors for the Spanish Fort Educational Enrichment Foundation and currently serves on the City of Spanish Fort Public School Commission. Cleve is married to Fonda and they have one daughter, Sally, who is a Physician Assistant.
Professional Designations
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CERTIFIED FINANCIAL PLANNER™ Professional
Affiliations
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Financial Planning Association
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The AGC
Primary Location
9086 Merritt Lane, Ste C Daphne, AL 36526
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
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Fee Based
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Hourly Rate
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One-time Financial Plan
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Percentage of Assets Managed
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Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.
Offers Investment Management
Yes
About our Firm
Gantt Financial Advisors exists to provide independent and objective financial advice. When it comes to your financial well-being, no one’s interests should take priority over your own. So while we can’t completely eliminate conflicts of interest, we appropriately disclose them when they occur. We are held to the highest standard of conduct – the Fiduciary Standard – that always puts your best interest first.
Biblical wisdom informs the way we conduct ourselves and our business, as well as the financial advice we recommend. We hold steadfast to certain principles that have enabled us to deliver financial services in a way that our clients trust and depend on.
Financial Planning for Those Nearing and in Retirement| How We Can Help:
Because our financial goals and needs change with the seasons of life, you need an advisor with the broad knowledge and skills delivered by a CERTIFIED FINANCIAL PLANNER™ Professional. We provide guidance through the tough times and choices so you are able to navigate around financial mistakes that have long term consequences.
At Gantt Financial Advisors, we can work with you, your tax advisor, and attorney to create a plan to help you accomplish your goals. Depending on your needs, we offer a wide variety of financial planning and services including:
✔️retirement planning
✔️investment management services
✔️access to institutional level portfolio design and selection
✔️planning for better tax efficiency
✔️charitable funding strategies
✔️estate planning
✔️risk management
✔️IRA’s and tax -deferred employee plans
✔️educational funding strategies
✔️social security advice
✔️second opinions on investment portfolios
✔️small business pension plans
✔️lump sum distribution advice
✅ Peace of Mind: Not a tangible thing you can reach out and touch, but invaluable when you go to sleep at night. Our goal to help you find peace of mind by helping you chart a financial course tailored to your wants and needs by being a trustworthy advisor.
✅ Understanding: Our first objective is to seek to understand you, your family, and your goals, and then help you reach those goals and dreams. We establish a relationship based on service and empathy.
✅ Simplification: We understand it’s a complicated financial world. We aim to cut through the clutter and simplify the complex. We aim to teach you and help you understand your choices.
✅ Sound Advice: At GFA, you will work only with a CERTIFIED FINANCIAL PLANNER™ Professional which means you are working with someone committed to providing the highest standard in financial planning.
✅ Freedom: Money should be your servant, not your master. Financial planning allows you to direct your wealth and take charge of your financial life. When you are free from worry about money, you know you have reached financial freedom
✅ Good Stewardship: Since we are stewards of what we have for a time, we work with you to leave a legacy for the people and causes you care most about.
✅ Family: When you become a client of Gantt Financial Advisors, we think of you as part of our family. That means we have a relationship built on mutual trust and respect.
✅ Trust: You will always find honesty and integrity with your experience with Gantt Financial Advisors.
Helping You Understand Your Investment Choices: Our investment philosophy comes from our studies of the academic underpinnings of sound investing. The academic research we employ cuts through the noise and confusion that investors often face. Our investment strategies focus on what drives investment return, reduces volatility, and simplifies the investment process so the process is more understandable for investors.
The fundamental tenets we believe when it comes to investment management:
✅ Securities markets are efficient. It is very difficult to best the market itself. We harness the power of the securities markets to provide growth of wealth that has historically more than offset inflation. We design investment portfolios that align with your goals and tolerance for risk. Studies reveal that stock picking and market timing simply do not outperform the market as a whole.
✅ Portfolios should be structured along the dimensions of expected returns. We focus on what drives returns. Academic research has helped identify certain characteristics that point to differences in expected returns. For example, equities have historically outperformed bonds. We provide institutional level portfolios that take advantage of these drivers of returns.
✅ Diversification reduces risks. We believe diversification should be across asset classes on a global basis. Combining different types of investments is a little like having a flower garden. We don’t plant a garden full of the same type of flower, because it allows us to enjoy different flowers blooming at different times. Diversification can lower your exposure to risk, while still taking advantage of opportunities during a favorable market cycle. We construct investment portfolios that allow you to achieve the maximum return possible for least amount of risk possible.
✅Investment decisions must be objective. While your personal finances can evoke emotional feelings, investment decisions cannot be based on emotions. Discipline is essential when it comes to investing. Markets go up and down. Reacting to current market conditions may lead to making poor investment decisions at the worst time. That is why we are here to help you avoid the mistake of reacting to market conditions and keep you on track toward your long-term financial goals.
✅ Focus on what you can control. We work to create an investment plan tailored to your personal financial needs while focusing on actions that add value. The ways we help you do this are by creating an investment plan to fit your needs and risk tolerance. Providing institutional class portfolios, diversifying broadly, reducing expenses and turnover, performing periodic rebalancing of asset classes within the portfolio, and minimizing taxes is all part of the value when you work with Gantt Financial
Advisors as your investment manager.
Who We Serve: Our clients are like family to us. Therefore, we treat you like our mother, sister, uncle, and brother. We’re here for you when life happens and you need financial advice you can depend on.
Many of our clients are:
✔️Pre and post retirees seeking to move qualified assets from employer plans
✔️Educators and members of the religious and non-profit community
✔️Small business owners
✔️Those who have received an inheritance and need investment advice
✔️Individuals and families who need personal financial planning
✔️Professionals seeking to delegate financial and investment decisions
✔️Divorcees, widows, and widowers needing to restructure their financial life after the loss of a marriage or spouse
As a client, you can expect:
✔️Honesty and integrity in every relationship
✔️Personalized investment strategy
✔️Ongoing communication and financial coaching
✔️Proactive service that helps you reach your financial goals
✔️Ongoing accountability and oversight of your investment performance
✔️Collaboration with your other trusted financial professionals
✔️Our availability to you when you need us
Education
University of South Alabama M.S., Community Counseling
Volunteer Experience
Cleve has served on the Board of Directors for the Spanish Fort Educational Enrichment Foundation and currently serves on the City of Spanish Fort Public School Commission to support public schools in his community.
Who We Serve
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Baby Boomers
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Business Owners
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Corporate Executives
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Divorce
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Dual Income Family
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Gen X
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Individuals
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Widow
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